XRP Price Prediction: Franklin Templeton’s Spot ETF Tops 100M XRP in Holdings – Can Institutional Demand Push XRP Above $3?

Franklin Templeton’s XRP spot ETF has crossed the 100 million XRP threshold for the first time, now holding 101.55 million XRP worth $192.7 million.

Today’s XRP price prediction suggests that growing institutional demand could propel XRP back above the $3 mark and potentially beyond in 2026.

Contrarian Social Sentiment Signals Potential Bottom Formation

The five XRP spot ETFs launched since November 13, from Canary, 21Shares, Grayscale, Bitwise, and Franklin Templeton, have collectively surpassed $1.12 billion in cumulative net inflows as of December 22, according to Sosovalue data.

This institutional appetite, combined with Ripple’s strategic partnerships, could drive increased demand for the native token of the XRP Ledger blockchain.

A ray of hope is emerging for XRP, as the token shows signs of reclaiming the $2 resistance zone after trading below that level for days.

According to recent insights shared by the data tracking social media tool, Santiment, the negative sentiment is dominating discussions around XRP, a condition that has repeatedly coincided with local market bottoms rather than sustained declines.

Crypto analyst StephCrypto has observed a similar pattern that preceded the 2017-18 XRP rally and urged traders to take advantage of current discounted prices.

XRP Price Prediction: Breakout Setup Favors Bullish Continuation

The weekly XRP chart suggests the market is attempting to transition out of a corrective phase following a strong impulsive rally earlier in the cycle.

Price has been compressing under a descending trendline while repeatedly defending the psychological $2.00 zone, forming a tightening structure that often precedes expansion.

The recent breakout attempt from this falling resistance, combined with continued support holds near $2.00, indicates sellers are losing momentum, and downside pressure is weakening.

Momentum indicators align with this developing setup. RSI remains subdued in the high 30s to mid-40s, suggesting consolidation rather than active distribution.

Historically, this zone has acted as a base for trend resumption rather than breakdown when structural support holds.

Additionally, the prior rally emerged from an extended consolidation range, reinforcing the importance of the current base as a potential higher-low formation within a broader bullish cycle.

If XRP can maintain levels above the breakout area and reclaim the $2.20–$2.30 region, the chart opens a path toward the $3.00 resistance initially, with broader upside extension toward $3.65 if momentum accelerates.

Failure to sustain above $2.00 would invalidate this setup and shift focus back to deeper support, but as long as this level holds, the structure favors bullish continuation rather than renewed downtrend.

Maxi Doge Offers High-Yield Alternative for Risk Seekers

If XRP reclaims the $3.00 level and resumes its bullish trajectory, presale projects like Maxi Doge (MAXI) would likely attract attention as investors seek high ROI opportunities.

Maxi Doge is an early-stage memecoin following the Dogecoin playbook that saw it surge over 10X during a similar cycle correction in 2023 before the 2024 rally.

The project has established an alpha channel helping traders exchange insider tips, share early trade ideas, and discover opportunities.

The MAXI presale has raised over $4.3 million and offers 72% annual staking rewards for early participants at the current $0.000273 price before increases.

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